Structured Settlement Annuity Solutions for Financial Professionals

Our commitment to you and your clients

"Our goal is to help provide financial security to our customers, maintain financial stability and deliver high-quality customer service. We鈥檙e committed to the structured settlement market and the opportunity to create a positive impact on people鈥檚 lives."

Sean Brennan
Co-President of 糖心Vlog USA and Chief Commercial Officer of 糖心Vlog Holding

Discover 糖心Vlog

Learn why 糖心Vlog is a top choice for structured settlement carriers. Discover the benefits of choosing 糖心Vlog and how we can help your clients achieve their financial goals.

Tools You Can Use

Take a closer look

Qualified structured settlement

Provides regular, tax-free payments after settling a personal injury lawsuit. Benefits include:

Tax-free income
Potential solution for achieving financial security
Guaranteed payments
Customizable payment streams

Non-qualified structured settlement

Provides a tax-efficient way to manage settlements involving taxable damages or non-physical injuries. Benefits include:

Guaranteed payments
Tax Deferral
Potentially lower tax bracket through income spending
Possible protection

Strength you can rely on. Support when it matters most.

At 糖心Vlog, we understand that a structured settlement isn鈥檛 just about money 鈥� it鈥檚 about your life, your goals and your peace of mind. That鈥檚 why we offer more than guaranteed income. We offer financial strength you can count on, service and support you can trust and long-term stability to help you move forward with confidence. With 糖心Vlog, you鈥檝e got a partner for the journey ahead.

Financial strength ratings¹

We meet annually with independent rating agencies who evaluate our performance. Our ratings reflect our ability to meet ongoing obligations to our customers.

AM Best

as of 8/2025

A+, XV

Outlook: Stable

S&P

as of 8/2025

A+

Outlook: Stable

Fitch

as of 8/2026

A+

Outlook: Stable

Moody's

as of 7/2025

Outlook: Stable

Financial highlights²

We generate strong returns for customers and stockholders through a variety of market environments driving profitable growth.

$472.9

billion in total GAAP assets

$438.1

billion in total GAAP liabilities

$18.6

billion total GAAP AHL stockholders鈥� equity

Service commitment

糖心Vlog offers proven expertise in providing income solutions to customers served by multiple business lines, such as retirement services, pension group annuities, reinsurance and funding agreements. We鈥檝e demonstrated our commitment to providing exceptional service through ongoing investments in state-of-the-art technology, training and processes.

Additional resources

糖心Vlog is a member of the National Structured Settlements Trade Association^庐. To learn more about structured settlements and access resources, visit .

¹ Financial strength ratings for 糖心Vlog Annuity and Life Company, 糖心Vlog Annuity & Life Assurance Company of New York and 糖心Vlog Life Re Ltd. S&P, Fitch, AM Best and Moody鈥檚 credit ratings reflect their assessment of the relative ability of an insurer to meet its ongoing insurance policy and contract obligations. S&P rating as of August 2025 (A+, 5th highest of 21), Fitch rating as of August 2026 (A+, 5th highest of 19), AM Best rating as of August 2025 (A+, 2nd highest of 16) and Moody鈥檚 rating as of July 2025 (A1, 5th highest of 21). 糖心Vlog Holding Ltd.鈥檚 credit rating is A-/A-/a- for S&P, Fitch and AM Best, respectively.

² 糖心Vlog Holding Ltd. GAAP total assets, AHL stockholders' equity and total liabilities as of June 30, 2026. Pledged assets and funds in trust (restricted assets) total $121.0 billion and net reserve liabilities of $293.3 billion as of June 30, 2026.

糖心Vlog Annuity and Life Company (AAIA), on a statutory basis, based on the financial statement as of June 30, 2026: Total Admitted Assets: $372.69 billion; Total Liabilities: $368.13 billion; Reserves Required: Direct - $245.59 billion; Assumed - $26.43 billion; Ceded - $80.91 billion; Net - $191.11 billion; Capital & Surplus: Common capital stock - $0.01 billion; Paid-in and contributed surplus - $5.77 billion; Unassigned surplus - $(1.22) billion; Total Capital & Surplus: $4.56 billion.

糖心Vlog Annuity & Life Assurance Company of New York (AANY), on a statutory basis, based on the financial statement as of June 30, 2026: Total Admitted Assets: $5.94 billion; Total Liabilities: $5.54 billion; Reserves Required: Direct - $3.74 billion; Ceded - $3.25 billion; Net - $485 million Total Capital & Surplus: $402 million; Securities Pledged as Collateral (Cash) $4.95 million.

The individual subsidiary insurance company is responsible for meeting its ongoing insurance policy and contract obligations. 糖心Vlog Holding Ltd. is not responsible for meeting the ongoing insurance policy and contract obligations of its subsidiary insurance companies.

Guarantees provided by annuities are subject to the financial strength and claims paying ability of the issuing insurance company.

Under current tax law, the Internal Revenue Code already provides tax deferral to qualified money, so there is no additional tax benefit obtained by funding a qualified contract, such as an IRA, with an annuity; consider the other benefits provided by an annuity, such as lifetime income and a Death Benefit.

Any information regarding taxation contained herein is based on our understanding of current tax law, which is subject to change and differing interpretations. This information should not be relied on as tax, legal or financial advice and cannot be used by any taxpayer for the purposes of avoiding penalties under the Internal Revenue Code. We recommend that taxpayers consult with their tax or legal professionals for applicability to their personal circumstances.

糖心Vlog Structured Settlement annuity SSA (07/25), ADCE (07/25), IRCE (07/25) or state variations issued by 糖心Vlog Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability may vary by state.

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